01 - Performance data in
Securely connect to the Wayflyer platform so our proprietary models can assess your business performance in minutes. This creates a real-time picture of your financial health.
Capital deployed so far:
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Make funding your business a breathtakingly smooth experience. No, seriously.
01. Confirm your eligibility
Tell us about your business so we can confirm your eligibility.
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Complete the form to get an estimate of how much you can access.
02. Submit an application
A focused, frictionless form. Share the essentials and move forward without delays.
03. Get approved for financing
A fast, definitive answer. Know your approved amount and unlock funding within the hour.
Our terms are tailored to how your business operatesChoose terms that are tailored to how your business operates.
Simple, transparent pricing
You know the full cost before you accept. No hidden charges or complicated fee structures.
- Financing amount
- $100,000
- Fee
- $4,200
- Total to repay
- $104,200
Choose how you repay
Pick a bi-weekly or monthly repayment schedule. Repay in fixed amounts or as a percentage of sales.
No equity taken. We don't take equity, so you keep full control.
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No spend restrictions. Use funds however your business needs.
- Marketing
- Inventory
- Rent
- Other
- Hiring
- Operations
- Additional
- Growth
- Shipping
- Advertising
No personal guarantees. We fund the business, not the person.
No personal liability
Business funding
Our underwriting engine uses data to fund your true potential. Here's how it works.
Step 1 of 3: 01 - Performance data in
Frequently asked questions
Wayflyer is a financing partner for fast-growing businesses across eCommerce, retail, software & services. Since launching in 2020, we've deployed over $7 billion to more than 7,000 businesses. Our data-led underwriting model means we make financing decisions in hours, not weeks - a speed traditional finance providers can't match.
To apply for Wayflyer financing, your business needs at least 6 months of trading history, $10,000+ in monthly sales and incorporation in a supported country: the US, Canada, UK, Ireland, Spain, Germany, Belgium, the Netherlands, Sweden, Denmark or Australia.
No. Wayflyer runs a soft credit check when reviewing your application, so applying won't affect your credit score. Financing decisions are based on your business performance, not your personal credit history.
Wayflyer offers financing from $10,000 to $20 million, tailored to your stage of growth. Whether you're an early-stage business or an established operator, your offer is based on your current business performance.
Applying to Wayflyer takes less than 10 minutes, with a decision in as little as 24 hours. Most businesses receive funds within hours of accepting their offer.
Wayflyer charges a single fixed fee, agreed upfront before you accept your offer. The fee depends on your business profile and the financing term, and there are no origination, prepayment, late payment or hidden fees. You'll see the exact total repayment amount before you commit.
Wayflyer repayments depend on the structure you choose: fixed installments with a Term Loan, or a percentage of revenue with a Cash Advance. Either way, the total repayment amount is agreed before you accept your offer.
No lengthy paperwork. You connect your sales data and bank account so Wayflyer can review your business performance. For larger financing amounts, we may also ask for financial accounts.